Abstract

HERRERA ZUASNABAR, Danitza; URIBE KAJATT, Justina  and  REY-DE-CASTRO HIDALGO, Daniel Enrique. Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022. Ind. data [online]. 2023, vol.26, n.2, pp.267-286.  Epub Dec 20, 2023. ISSN 1560-9146.  http://dx.doi.org/10.15381/idata.v26i2.25582.

The main objective of the research was to establish a correlation between digital payments and financial inclusion. The study also aimed to comprehend how payment systems, digital wallets, and electronic money dimensions affect financial inclusion. The research methodology used a quantitative approach with a descriptive-correlational level and a non-experimental and cross-sectional design. The study population consisted of 164 microentrepreneurs based in the district of Pueblo Libre. Data was collected through Likert-type scale surveys, and the methods of analysis were descriptive and correlational. The results showed a positive and strong correlation (0.858) between digital payments and financial inclusion. Therefore, it can be concluded that digital payments and all its dimensions contribute to financial inclusion.

Keywords : digital payments; financial inclusion; microentrepreneurs.

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